Mortgage Rates 2024 By Month. Should i take a tracker or fixed. And here's what a $500,000 mortgage loan would cost monthly if today's average rates are cut by half of a.
— maximum interest rate 4.24%, minimum 3.94%. — beginning on july 31, money’s daily mortgage rates are a national average and reflect what a borrower with a 20% down payment, no points paid and a 780 credit.